.avia-section.av-7krnuy-db1fbfd1aa7d56c523dacd9c330a7479{background-repeat:no-repeat;background-image:url(https://nydiaretirement.com/wp-content/uploads/2025/08/iStock-2219871222-scaled.jpg);background-position:50% 50%;background-attachment:scroll}.avia-section.av-7krnuy-db1fbfd1aa7d56c523dacd9c330a7479 .av-section-color-overlay{opacity:0.2;background-color:#0a0a0a} .flex_column.av-7by27u-f2e7876afb69202104d2059f932367e5{padding:30px 30px 30px 30px} #top .av-special-heading.av-mfy58h2t-95911abdd1eb8ab9ebb0ea46acb9d951{padding-bottom:10px;color:#ffffff}body .av-special-heading.av-mfy58h2t-95911abdd1eb8ab9ebb0ea46acb9d951 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-mfy58h2t-95911abdd1eb8ab9ebb0ea46acb9d951 .special-heading-inner-border{border-color:#ffffff}.av-special-heading.av-mfy58h2t-95911abdd1eb8ab9ebb0ea46acb9d951 .av-subheading{font-size:15px} .flex_column.av-76lb6a-d07a03049d3a952975350fc7b9e19796{padding:20px 30px 0px 30px} #top .av-special-heading.av-mg1ac6gg-d67aafab2dd7057d903fd60f6ebb603d{padding-bottom:10px}body .av-special-heading.av-mg1ac6gg-d67aafab2dd7057d903fd60f6ebb603d .av-special-heading-tag .heading-char{font-size:25px}#top #wrap_all .av-special-heading.av-mg1ac6gg-d67aafab2dd7057d903fd60f6ebb603d .av-special-heading-tag{font-size:35px}.av-special-heading.av-mg1ac6gg-d67aafab2dd7057d903fd60f6ebb603d .av-subheading{font-size:15px} .flex_column.av-70o2h6-bbeb8fb33c64d7fca83fd48550e5df73{width:74.5%;margin-left:0;padding:30px 30px 30px 30px}#top .flex_column_table.av-equal-height-column-flextable.av-70o2h6-bbeb8fb33c64d7fca83fd48550e5df73 .av-flex-placeholder{width:2%} .flex_column.av-6w7w9u-5f88374c4f61b3baf36de26abaa9f58c{width:23.5%;margin-left:0}#top .flex_column_table.av-equal-height-column-flextable.av-6w7w9u-5f88374c4f61b3baf36de26abaa9f58c .av-flex-placeholder{width:2%} .avia-image-container.av-mfy5vjyt-5e859f9d2e5c7d82fc86cb3e9b3b32d3 img.avia_image{box-shadow:none}.avia-image-container.av-mfy5vjyt-5e859f9d2e5c7d82fc86cb3e9b3b32d3 .av-image-caption-overlay-center{color:#ffffff} .flex_column.av-jr9uq-964f2bc0ab7d28166312b9ad20146ec4{width:74.5%;margin-left:0;padding:30px 30px 30px 30px}#top .flex_column_table.av-equal-height-column-flextable.av-jr9uq-964f2bc0ab7d28166312b9ad20146ec4 .av-flex-placeholder{width:2%} .flex_column.av-h2e76-03119a843a307c1079c88078058febff{width:23.5%;margin-left:0}#top .flex_column_table.av-equal-height-column-flextable.av-h2e76-03119a843a307c1079c88078058febff .av-flex-placeholder{width:2%} #top #wrap_all .avia-button.av-bvmfm-6f7e2e22fa8b59e1d7e06199eb8f7970{margin:20px 20px 20px 20px} .avia-section.av-6h78je-16d370c9ef2db2bbe95a8f60ded488dc{background-color:#f5f5f5;background-image:unset} .flex_column.av-mswm2-1f1ec99a74f7a7e13de8cbc39b4e655c{padding:30px 30px 30px 30px} #top .av-special-heading.av-1v6qzm-e71c1da41032a4fe8219ae167c492a78{padding-bottom:30px;color:#0a0a0a}body .av-special-heading.av-1v6qzm-e71c1da41032a4fe8219ae167c492a78 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-1v6qzm-e71c1da41032a4fe8219ae167c492a78 .special-heading-inner-border{border-color:#0a0a0a}.av-special-heading.av-1v6qzm-e71c1da41032a4fe8219ae167c492a78 .av-subheading{font-size:15px} #top .av_textblock_section.av-66jpu-9092b0e3a4085186a7217957eed11501 .avia_textblock{color:#0a0a0a} .flex_column.av-61rane-4e5831eedf00db9378496a33216deccc{width:49.5%;margin-left:0;padding:30px 30px 30px 30px;background-color:#004c79}#top .flex_column_table.av-equal-height-column-flextable.av-61rane-4e5831eedf00db9378496a33216deccc .av-flex-placeholder{width:1%} #top .av-special-heading.av-5tuf8y-dd65353762210db2fe081fa6a924c088{padding-bottom:10px;color:#ffffff}body .av-special-heading.av-5tuf8y-dd65353762210db2fe081fa6a924c088 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-5tuf8y-dd65353762210db2fe081fa6a924c088 .special-heading-inner-border{border-color:#ffffff}.av-special-heading.av-5tuf8y-dd65353762210db2fe081fa6a924c088 .av-subheading{font-size:15px} #top .av_textblock_section.av-mg9y54qq-f2fdfb1d023cab05bc2f07e55aa3f708 .avia_textblock{color:#ffffff} .flex_column.av-5933p6-c3f0cc23988f95cb3bc47b7ddc040475{width:49.5%;margin-left:0;padding:30px 30px 30px 30px;background-color:#0090d8}#top .flex_column_table.av-equal-height-column-flextable.av-5933p6-c3f0cc23988f95cb3bc47b7ddc040475 .av-flex-placeholder{width:1%} #top .av-special-heading.av-54eygi-f65594c7411fc3254ea0b39210016bbe{padding-bottom:10px;color:#ffffff}body .av-special-heading.av-54eygi-f65594c7411fc3254ea0b39210016bbe .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-54eygi-f65594c7411fc3254ea0b39210016bbe .special-heading-inner-border{border-color:#ffffff}.av-special-heading.av-54eygi-f65594c7411fc3254ea0b39210016bbe .av-subheading{font-size:15px} #top .av_textblock_section.av-mg9y5c34-07b9d581eb29d0f223a0ed0ee14ee007 .avia_textblock{color:#ffffff} #top #wrap_all .avia-button.av-mfybal13-68cf0709c964712477f109f1a9d1b714:hover{color:white;transition:all 0.4s ease-in-out}#top #wrap_all .avia-button.av-mfybal13-68cf0709c964712477f109f1a9d1b714:hover .avia-svg-icon svg:first-child{fill:white;stroke:white} .avia-section.av-3fehxe-795f43133c26b05bcf463247d32ef157{background-color:#f5f5f5;background-image:unset} .flex_column.av-39bqxe-b08cb3f999003b2d993714ba686e954e{padding:30px 30px 30px 30px} #top .av-special-heading.av-324fa2-92e3fcd0698da79c464defdaa348bc0a{padding-bottom:30px;color:#0a0a0a}body .av-special-heading.av-324fa2-92e3fcd0698da79c464defdaa348bc0a .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-324fa2-92e3fcd0698da79c464defdaa348bc0a .special-heading-inner-border{border-color:#0a0a0a}.av-special-heading.av-324fa2-92e3fcd0698da79c464defdaa348bc0a .av-subheading{font-size:15px} #top .av_textblock_section.av-2yofjm-9176cbac08d6007dfee107b60c00605d .avia_textblock{color:#0a0a0a} .flex_column.av-9y6fm-fc257c2958aa27c2effdb48d3e122e30{width:100%;margin-left:0;padding:30px 30px 30px 30px;background-color:#004c79}#top .flex_column_table.av-equal-height-column-flextable.av-9y6fm-fc257c2958aa27c2effdb48d3e122e30 .av-flex-placeholder{width:0%} #top .av-special-heading.av-2n01aa-15126bac9178381f1409971f7e92ec53{padding-bottom:10px;color:#ffffff}body .av-special-heading.av-2n01aa-15126bac9178381f1409971f7e92ec53 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-2n01aa-15126bac9178381f1409971f7e92ec53 .special-heading-inner-border{border-color:#ffffff}.av-special-heading.av-2n01aa-15126bac9178381f1409971f7e92ec53 .av-subheading{font-size:15px} #top .avia-icon-list-container.av-8rpvu-b5cd289946d8fc427e1b81bd7b1e7465 .iconlist_icon{color:#ffffff;background-color:#004e82}#top .avia-icon-list-container.av-8rpvu-b5cd289946d8fc427e1b81bd7b1e7465 .iconlist_icon svg:first-child{stroke:#ffffff;fill:#ffffff}#top #wrap_all .avia-icon-list-container.av-8rpvu-b5cd289946d8fc427e1b81bd7b1e7465 .av_iconlist_title{color:#ffffff}.avia-icon-list-container.av-8rpvu-b5cd289946d8fc427e1b81bd7b1e7465 .iconlist_content{color:#ffffff} .flex_column.av-1rg282-3b52cce9df28c7f607d9a5f41c2c0374{width:100%;margin-left:0;padding:30px 30px 30px 30px;background-color:#0090d8}#top .flex_column_table.av-equal-height-column-flextable.av-1rg282-3b52cce9df28c7f607d9a5f41c2c0374 .av-flex-placeholder{width:0%} #top .av-special-heading.av-1n5gmy-3b796c5f1f60f01665501a78bb8f4a26{padding-bottom:10px;color:#ffffff}body .av-special-heading.av-1n5gmy-3b796c5f1f60f01665501a78bb8f4a26 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-1n5gmy-3b796c5f1f60f01665501a78bb8f4a26 .special-heading-inner-border{border-color:#ffffff}.av-special-heading.av-1n5gmy-3b796c5f1f60f01665501a78bb8f4a26 .av-subheading{font-size:15px} #top .avia-icon-list-container.av-1e7x0q-35eac8e7ac18386a2ee1602d17f18583 .iconlist_icon{color:#ffffff;background-color:#0090d8}#top .avia-icon-list-container.av-1e7x0q-35eac8e7ac18386a2ee1602d17f18583 .iconlist_icon svg:first-child{stroke:#ffffff;fill:#ffffff}#top #wrap_all .avia-icon-list-container.av-1e7x0q-35eac8e7ac18386a2ee1602d17f18583 .av_iconlist_title{color:#ffffff}.avia-icon-list-container.av-1e7x0q-35eac8e7ac18386a2ee1602d17f18583 .iconlist_content{color:#ffffff} .flex_column.av-n6eq2-d8d9b73b25dd6ed9b11e8cdf1650888f{width:100%;margin-left:0;padding:30px 30px 30px 30px;background-color:#39c6f4}#top .flex_column_table.av-equal-height-column-flextable.av-n6eq2-d8d9b73b25dd6ed9b11e8cdf1650888f .av-flex-placeholder{width:0%} #top .av-special-heading.av-fh7k2-1f6ecd18a413a1a6c4c511196314c045{padding-bottom:10px;color:#0a0a0a}body .av-special-heading.av-fh7k2-1f6ecd18a413a1a6c4c511196314c045 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-fh7k2-1f6ecd18a413a1a6c4c511196314c045 .special-heading-inner-border{border-color:#0a0a0a}.av-special-heading.av-fh7k2-1f6ecd18a413a1a6c4c511196314c045 .av-subheading{font-size:15px} #top .av_textblock_section.av-9m4si-11c65384176d28855d094b0e15e469b9 .avia_textblock{color:#0a0a0a} .avia-section.av-2rsie2-56d0a575010e9eb080d160a705441869{background-repeat:no-repeat;background-image:url(https://nydiaretirement.com/wp-content/uploads/2025/08/iStock-1324283285-scaled.jpg);background-position:50% 50%;background-attachment:scroll}.avia-section.av-2rsie2-56d0a575010e9eb080d160a705441869 .av-section-color-overlay{opacity:0.5;background-color:#0a0a0a} .flex_column.av-2ihiz6-725766df35570ac48975e45fdd46b31c{padding:30px 30px 30px 30px} #top .av-special-heading.av-8gvga-49fa894e576ba13a48b0ae93c2f46050{padding-bottom:10px}body .av-special-heading.av-8gvga-49fa894e576ba13a48b0ae93c2f46050 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-8gvga-49fa894e576ba13a48b0ae93c2f46050 .av-subheading{font-size:15px} #top #wrap_all .avia-button.av-29ze56-206884ca3567f85652d4db14ddeda44f{margin:30px 0 0 0} .flex_column.av-5f6kxm-08706db250c339974a03a9a6291eb5f2{padding:20px 30px 0px 30px} #top .av-special-heading.av-57vqqq-d5a51279f430a3e70b8201d7ce48f4f8{padding-bottom:30px;color:#0a0a0a}body .av-special-heading.av-57vqqq-d5a51279f430a3e70b8201d7ce48f4f8 .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-57vqqq-d5a51279f430a3e70b8201d7ce48f4f8 .special-heading-inner-border{border-color:#0a0a0a}.av-special-heading.av-57vqqq-d5a51279f430a3e70b8201d7ce48f4f8 .av-subheading{font-size:15px} #top .av_textblock_section.av-1v3g5u-d0febbc3c85af539dff757a1a56ee2d3 .avia_textblock{color:#0a0a0a} #top #wrap_all .avia-button.av-mfy7v7iz-5179cb3b196516e12b71ada20899b373{margin:30px 0 0 0} .flex_column.av-7al2q-7a5b801416af3555ac0896c17bfa78d1{padding:30px 30px 30px 30px} #top .av-special-heading.av-mfybce1k-d177052d177e0089df322cfd788afabd{padding-bottom:30px;color:#0a0a0a}body .av-special-heading.av-mfybce1k-d177052d177e0089df322cfd788afabd .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-mfybce1k-d177052d177e0089df322cfd788afabd .special-heading-inner-border{border-color:#0a0a0a}.av-special-heading.av-mfybce1k-d177052d177e0089df322cfd788afabd .av-subheading{font-size:15px} #top .av_textblock_section.av-mfybfgi8-b6c55fd455547861087ebf2844e008ec .avia_textblock{color:#0a0a0a} .avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 .av-milestone-date{font-size:21px}.avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 .av-milestone-title{font-size:21px}.avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 .av-milestone-content{font-size:16px}.avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 .av-milestone-icon-inner{background-color:#ffffff;color:#004e82}.avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 .av-milestone-indicator{background-color:#ffffff}.avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 .av-milestone-article-footer{background-color:#ffffff}.avia-timeline-container.av-mfybm3ta-44158ede1e6b9691db30395228965806 i.milestone-char.avia-svg-icon svg:first-child{fill:#004e82;stroke:#004e82} .avia-image-container.av-mfycd7vd-c8b40148fdf8816b1a1aacb48ab75130 img.avia_image{box-shadow:none}.avia-image-container.av-mfycd7vd-c8b40148fdf8816b1a1aacb48ab75130 .av-image-caption-overlay-center{color:#ffffff} #top .av-special-heading.av-p66tu-5f5efb47da6b8537a73ee648fcf267db{padding-bottom:30px;color:#0a0a0a}body .av-special-heading.av-p66tu-5f5efb47da6b8537a73ee648fcf267db .av-special-heading-tag .heading-char{font-size:25px}.av-special-heading.av-p66tu-5f5efb47da6b8537a73ee648fcf267db .special-heading-inner-border{border-color:#0a0a0a}.av-special-heading.av-p66tu-5f5efb47da6b8537a73ee648fcf267db .av-subheading{font-size:15px}