Your Trusted Partner Behind the Plan
At Nydia Retirement Solutions, we understand the value of partnership. When advisors bring us in, we work diligently to ensure every detail is handled flawlessly so you shine and your client gets the kind of tax saving strategies they never thought possible.
Our team supports advisors nationwide, designing and administering strategic retirement plans that deliver measurable tax savings and long-term confidence. With more than 25 years of experience, in-house actuaries, and a hands-on approach, we pair national reach with meticulous attention to detail.
Download Plan Examples to share with clients here:
Helpful Links & External Resources
IRS Highly Compensated Employee (HCE) Definitions
https://www.irs.gov/retirement-plans/highly-compensated-employee
Defines who qualifies as a highly compensated employee for plan testing purposes and explains how these classifications affect contribution limits and nondiscrimination testing.
IRS Controlled Groups and Affiliated Service Groups
https://www.irs.gov/retirement-plans/controlled-groups-and-affiliated-service-groups
Explains how ownership structure affects plan testing, eligibility, and contribution limits. Especially useful for advisors serving clients with multiple entities or related businesses.
IRS Section 415 Annual Addition Limits
https://www.irs.gov/retirement-plans/plan-participant-employee/section-415-limitations
Covers annual contribution limits across defined contribution and defined benefit plans, ensuring plans remain compliant with IRS 415(c) and 415(b) caps.
IRS Top-Heavy Rules and Testing
https://www.irs.gov/retirement-plans/top-heavy-rules-for-defined-contribution-plans
Explains top-heavy determination, key employee thresholds, and required employer contributions when plans exceed top-heavy limits.
U.S. Department of Labor – Employee Benefits Security Administration (EBSA)
https://www.dol.gov/agencies/ebsa
The EBSA oversees ERISA compliance and fiduciary standards. Explore resources covering plan administration, fee disclosure, and fiduciary responsibilities for plan sponsors and advisors.
Pension Benefit Guaranty Corporation (PBGC)
https://www.pbgc.gov
PBGC protects retirement incomes for participants in private-sector defined benefit plans. Find information on plan terminations, premiums, and PBGC coverage rules.
AICPA Employee Benefit Plan Audit Quality Center
https://www.aicpa.org/resources/section/employee-benefit-plan-audit-quality-center
AICPA’s resource hub for professionals performing benefit plan audits. Offers technical updates, best practices, and tools to enhance audit quality and compliance.
American Bar Association – Section of Taxation
https://www.americanbar.org/groups/taxation/
Provides insights and commentary on federal tax policy, qualified plan regulations, and legislative developments relevant to advisors and tax professionals.
Tax Savings Calculator
Need help calculating your potential tax savings? Reach out to our team, we’re happy to walk you through the process and create a plan scenario for you to review.