Plan Examples
Choosing the right retirement plan can be complex. We share these plan examples as a resource for business owners who are contemplating 401k, Profit Sharing, PEP, Cash Balance, Defined Benefit and combination DB/DC plans and want to self-educate on how these plans work.
Plan examples are for reference only. Each business is unique and will have compliance requirements and employer needs that require careful consideration. We pride ourselves on our attention to detail and ability to customize each plan to meet the needs of our plan sponsors.
Existing Client Login Resources
Helpful Links & External Resources
IRS Limits
IRS Resource Page
https://www.irs.gov/retirement-plans
The IRS resource page includes guidance on: IRAs, Types of retirement plans, Required minimum distributions, and Forms and publications.
U.S. Department of Labor – Employee Benefits Security Administration (EBSA)
https://www.dol.gov/agencies/ebsa
The EBSA provides employers with guidance on ERISA compliance, fiduciary duties, and employee benefit plan regulations. Explore resources to help you understand and meet your obligations as a plan sponsor.
Pension Benefit Guaranty Corporation (PBGC)
https://www.pbgc.gov
PBGC protects the retirement incomes of millions of American workers in private-sector defined benefit plans. Access information on plan terminations, premiums, and how the agency safeguards participant benefits.
U.S. Small Business Administration (SBA) – Employee Benefits Resources
https://www.sba.gov/business-guide/manage-your-business/human-resources#section-employee-benefits
The SBA’s benefits resources help small and mid-sized businesses understand how to offer competitive employee benefits, stay compliant with federal requirements, and attract top talent through retirement planning.
Society for Human Resource Management (SHRM) – Retirement and Benefits Hub
https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/default.aspx
SHRM provides HR professionals and employers with up-to-date insights on benefits strategy, compliance, and plan management. Learn best practices for building effective, employee-centered retirement programs.




