A Practical Guide for Plan Sponsors
When business owners hear the term “top-heavy,” their first reaction is often concern. That perception is common, but it is not accurate. In reality, top-heavy status is not a problem at all. For many …
Understanding the New Retirement Plan Landscape
Retirement plan design has historically favored large corporations with the scale to spread costs and compliance across thousands of employees. Business owners had to choose between sponsoring a standalone 401(k) plan which can be …
Some clients come to us with a general goal of saving more for retirement. Others come with a very specific dream. In this case, a small business owner walked into Nydia Retirement Solutions with a clear vision. He wanted to …